Real Estate Settlement Procedures Act (RESPA) – David Reecher The Real Estate Settlement Procedures Act, known as RESPA, is an act of Congress that requires real estate documentation to clearly ...Read More
Real Estate Investment Trusts (REITs) – David Reecher A real estate investment trust is a company that primarily owns and operates income-generating real estate such as shopping malls, hotels, a...Read More
Real Estate Broker – David Reecher A real estate broker is someone you can work with if you want to sell your home or buy a home. The broker will meet with you and discuss what your budget is if...Read More
Real Estate Attorney – David Reecher A real estate attorney specializes in the handling of real estate transactions. This can be to represent a buyer or a seller, or the attorney may represent b...Read More
Real Estate Agent – David Reecher Real Estate Agents are licensed by the state they work in to assist with the buying or selling of a home. Most real estate agents work for a real estate company...Read More
Real Estate – David Reecher Real Estate is a common term used to describe any given piece of land along with anything that is permanently attached to that land, such as buildings, housing, natur...Read More
Rate Lock – David Reecher A rate lock is a commitment between a lender and buyer to hold a certain interest rate and other upfront charges for a certain length of time, normally while a loan is ...Read More
Rate-Improvement Mortgage – David Reecher This is a specific type of fixed-rate mortgage that allows the borrower a one-time chance to reduce the interest rate early in the loan period without h...Read More
Quit-Claim Deed – David Reecher A quit-claim deed transfers the ownership of a piece of real property from the seller to the buyer. If ownership is transferred with a quit-claim deed, the buyer ...Read More
Qualifying Ratios – David Reecher Qualifying ratios are financial ratios used by mortgage lenders to qualify a potential home-buyer for a mortgage loan. They are essentially debt-to-income ratio...Read More
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