What is a mortgage lender? – David Reecher Lenders are banks, mortgage banks, or other financial institutions that issue loans. Lenders can control the whole process—from application to underw...Read More
What are mortgage fees? – David Reecher Mortgage fees include all of the costs associated with getting a mortgage loan that lenders and brokers include in the Good Faith Estimate. Lenders and br...Read More
What is a median in real estate? – David Reecher A median is the center value of an ordered set of data. For example, in a set of five homes worth $100,000, $150,000, $200,000, $250,000, and $60...Read More
What is a listing loan-to-value ratio (LTV)? – David Reecher A loan-to-value ratio (LTV) is the ratio of the amount of money borrowed over the appraised value of the home, expressed as a percent...Read More
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