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Month: September 2016

5 More Ways to Help You Sell Your House For The Most Money!

Posted on September 30, 2016October 2, 2016 by davidreecher
Tip #1: Put on new kitchen cupboard doors – You don’t need to completely replace your cabinets – just replace the doors, Or for even more savings, you can simply paint the doors to make them lo... Read More

Negative Amortization

Posted on September 30, 2016October 4, 2016 by davidreecher
Negative Amortization – By David Reecher Amortization means that monthly payments are large enough to pay the interest and reduce the principal on your mortgage. Negative amortization occurs whe... Read More

Principal, Interest, Taxes, and Insurance (PITI)

Posted on September 30, 2016October 4, 2016 by davidreecher
Principal, Interest, Taxes, and Insurance (PITI) – By David Reecher The four components of a monthly mortgage payment. Principal refers to the part of the monthly payment that reduces the remain... Read More

Wrap Around Mortgage

Posted on September 30, 2016October 4, 2016 by davidreecher
“Wrap Around” Mortgage – By David Reecher A mortgage that includes the remaining balance on an existing first mortgage plus an additional amount requested by the mortgagor. Full paym... Read More

Truth-in-Lending

Posted on September 30, 2016October 4, 2016 by davidreecher
Truth-in-Lending – By David Reecher A federal law that requires lenders to fully disclose, in writing, the terms and conditions of a mortgage, including the annual percentage rate (APR) and othe... Read More

Private Mortgage Insurance (PMI)

Posted on September 30, 2016October 4, 2016 by davidreecher
Private Mortgage Insurance (PMI) – David Reecher Mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Most lenders generall... Read More

Even More Tips to Help You Sell Your House For The Most Money

Posted on September 29, 2016October 4, 2016 by davidreecher
Tip #1: Open blinds – This is great for letting the light in. If your windows don’t have blinds or curtains, consider staging the home with some to add softness and dimension to the room – but k... Read More

Take Advantage of the Historically Low Mortgage Rates Before it is Too Late!

Posted on September 29, 2016October 4, 2016 by davidreecher
Information provided by David A Reecher: For the last 8-10 years, interest rates on home loans have been at historically low rates, don’t assume this is the new norm. From 1950 through 2006, interes... Read More

Joint Tenancy in Maryland and what it means

Posted on September 29, 2016October 4, 2016 by davidreecher
Information provided by David A. Reecher Joint Tenancy is a co-tenancy that includes rights of survivorship for non-married individuals. However, in Maryland, there is a presumption against Joint Tena... Read More

Tenants in Common in Maryland and what it means

Posted on September 29, 2016October 4, 2016 by davidreecher
Provided By David A. Reecher In this type of co-tenancy, each party owns their share of the property as an individual with no right of survivorship. Therefore, if one co-tenant dies, his interest pass... Read More

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Powered by Nitro Theme. ATTENTION READERS: The content of this blog is not intended to provide tax, legal or accounting advice. This material has been prepared for informational purposes only, and is not intended to provide tax, legal or accounting advice. You should consult with your own tax, legal and accounting advisor before engaging in any real estate transaction.