Tip #1: Put on new kitchen cupboard doors – You don’t need to completely replace your cabinets – just replace the doors, Or for even more savings, you can simply paint the doors to make them lo...Read More
Negative Amortization – By David Reecher Amortization means that monthly payments are large enough to pay the interest and reduce the principal on your mortgage. Negative amortization occurs whe...Read More
Principal, Interest, Taxes, and Insurance (PITI) – By David Reecher The four components of a monthly mortgage payment. Principal refers to the part of the monthly payment that reduces the remain...Read More
Truth-in-Lending – By David Reecher A federal law that requires lenders to fully disclose, in writing, the terms and conditions of a mortgage, including the annual percentage rate (APR) and othe...Read More
Private Mortgage Insurance (PMI) – David Reecher Mortgage insurance provided by a private mortgage insurance company to protect lenders against loss if a borrower defaults. Most lenders generall...Read More
Tip #1: Open blinds – This is great for letting the light in. If your windows don’t have blinds or curtains, consider staging the home with some to add softness and dimension to the room – but k...Read More
Information provided by David A Reecher: For the last 8-10 years, interest rates on home loans have been at historically low rates, don’t assume this is the new norm. From 1950 through 2006, interes...Read More
Information provided by David A. Reecher Joint Tenancy is a co-tenancy that includes rights of survivorship for non-married individuals. However, in Maryland, there is a presumption against Joint Tena...Read More
Provided By David A. Reecher In this type of co-tenancy, each party owns their share of the property as an individual with no right of survivorship. Therefore, if one co-tenant dies, his interest pass...Read More
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